CASHFISH FOR FOUNDERS

How long the
money lastsis not a number
you should guess at.

The cash sits in three accounts. The burn lives in a spreadsheet someone stopped updating in July. The receivables are a feeling you get around the 20th. CashFish reads the inbox and the balances instead, keeps all three current, and shows the runway estimate moving so you can see what is moving it.

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Pre-seed and seedSolo and two-founderBootstrappedFirst finance hire pending

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01One question, four answers

Four sources of truth
is none.

Ask the company how much time it has left and four things answer. They disagree by five months, and each one is delivered with total confidence. The real figure drifts a little every day, in renewals and receipts nobody is writing down.

“So — what’s our runway?”

THE DECKBuilt in June for the seed conversation, with June’s numbers and June’s optimism.14 months

THE SHEETLast saved on 18 July, by whoever had ten spare minutes that afternoon.9 months

YOUR CO-FOUNDERCertain, quick to answer, and quoting the deck back to you.“we’re fine”

THE BANK APPHonest — and it only ever sees one of the three accounts the money sits in.one balance

None of them is lying. They are all reading a different slice of the same company, at a different moment, and none of them re-reads itself. That is the part CashFish changes.

02Three feeds, one picture

Nothing is typed in.
That is the whole trick.

Systems that need discipline collapse in the exact week you are raising, hiring or shipping — which is the week the numbers matter most. So the three feeds do the work: the inbox brings documents, the bank brings balances read-only, Stripe brings revenue.

01

Connect the three places the money already is

Gmail or Outlook for the documents, your bank read-only, Stripe for revenue. Ten minutes at a kitchen table. Nothing about how you work has to change.

02

The last five months arrive with you

Up to 150 days of receipts, invoices, bills and statements are imported from the inbox, each one read in under three seconds. The picture opens with history in it.

03

Cash, burn and runway assemble themselves

Balances, invoices, recurring costs and payouts land in one view that keeps itself current — the connected inbox syncs every five minutes, and the accounts refresh behind it. There is no sheet to maintain, because there is no sheet.

04

You get told, instead of remembering

An invoice past its due date, a renewal nine days out, a cost that jumped. Those surface. Everything else stays quiet until you go looking.

Bank connections are read-only and start at Growth, covering 12,000+ banks. Email extraction works on Gmail, Outlook and any IMAP inbox on every plan, with duplicate detection so a forwarded invoice does not become two.

03The founder’s Monday brief

Four numbers,
and where each one came from.

This is the whole briefing. Not a dashboard to interpret — four figures with their working shown underneath, so you can see what each is made of before you quote it to anyone.

MONDAY 07:45INBOX SYNCED 5 MIN AGO

$412,400

Cash on hand

Three balances read at 07:45 — not one bank app, and not last week’s figure typed into a cell.

operating $298,600 · reserve $96,400 · Stripe $17,400

$38,500

Net burn, per month

The average of the last three closed months, after revenue landed. What actually left, not what was budgeted to leave.

Jun $41,200 · Jul $37,800 · Aug $36,500

10.7 mo

Runway, estimated

That cash divided by that burn. An estimate built from your own history — it moves the day your spending does, and it is never a promise.

$412,400 ÷ $38,500 · estimate, not a guarantee

$9,200

Overdue right now

One invoice sitting past its due date, out of $23,800 open. It was flagged on day one rather than noticed on day thirty.

Harbor & Co. · due Aug 20 · 12 days late

nothing on this brief was typed in by anyonethe runway line is an estimate and is labelled as one everywhere it appears

04Watched, so you don’t have to

The alternative to remembering
is being told.

01

A runway estimate that rebuilds itself

It is drawn fresh from live balances and what has actually been leaving, so it is current the moment you open it. It is a projection from your own history rather than a promise, and it moves the day your spending does.

Projected cash at today’s burn, next four months ($k) — an estimate

02

Receivables you never have to hold in your head

Every invoice that passes through your email is logged and then watched. When one goes quiet past its due date it gets flagged — while a two-line note still fixes it, rather than after it has become a cash problem.

Harbor & Co.12 days past due · flagged$9,200

Northwind Mediadue Sep 8 · on watch$6,400

Two smaller invoicesdue mid-September$8,200

$23,800 open across four invoices

03

The costs nobody actually decided to keep

Subscription tracking and vendor insight catch the charges that renew on the company card without a conversation. Twenty-seven tools reads very differently as one list with amounts beside it.

27 subscriptions

$2,140

Renewing ≤30 days

$780

Nobody opened since June

$240

Monthly total across 27 tools, read from the charges themselves

04

One read on how the business is holding up

Business health scoring puts cash cover, receivable age and cost trend into a single figure you can watch move week to week — a starting point for the conversation, not a verdict on it.

0/ 100

Cash cover10.7 months of runway estimated

Receivable ageone past due, three current

Cost trendburn down 11% since June

Forecasts here are projections built from your own history, receivables, payables and recurring patterns. They are estimates, they are labelled as estimates, and they change when your spending does.

05Fourteen minutes

Finance stops
being an evening
activity.

The bookkeeping-at-midnight habit exists because the picture has to be assembled before it can be read. When it assembles itself, Monday morning gets shorter and the rest of the week gets its attention back.

07:48

The dashboard, before the coffee lands

One cash figure — $412,400 — assembled from three accounts. The same number in every tab, which has not always been the case.

07:51

One flag worth stopping for

Harbor & Co. are twelve days past due on $9,200. Two lines back to the client from your own inbox, and the follow-up is done.

07:55

The estimate is checked, not rebuilt

Last week’s contractor agreement now shows up among the recurring costs. The runway estimate still reads about 10.7 months.

08:02

Back to the product

Fourteen minutes, start to finish. The next proper look is Thursday — unless something flags before then.

under 0s

from an email attachment to a logged record

0 days

of inbox history imported when you set up

0 min

between inbox syncs, so the picture never sits still

06Connected in ten minutes

Your stack stays your stack.
It just starts reporting in.

GmailReceipts, invoices, bills and contracts read on arrival. Outlook, Yahoo, iCloud and any IMAP inbox too.AVAILABLE

StripeRevenue and payouts land in the same picture as the invoices and the balances. Store integrations begin at Growth.AVAILABLE

QuickBooksImports one way into CashFish, never written back. Your books stay exactly where your accountant left them.AVAILABLE

HubSpotContacts and basic pipeline stages sit beside the same records. CRM Lite is part of Growth.AVAILABLE

SlackOne of the 1,000+ apps connectable on Growth, alongside Zapier and webhooks.AVAILABLE

NotionOn the same list as Google Drive, Dropbox, OneDrive, Asana and ClickUp.AVAILABLE

Also Outlook, Yahoo, iCloud and any IMAP inbox, plus Pipedrive, Salesforce, Zoho, Square, PayPal, DocuSign, Google Calendar and Calendly. Xero imports one way alongside QuickBooks. Shopify is in private beta — request access rather than switching it on. Bank access is read-only, data is held under 256-bit encryption with SOC 2 Type II, ISO 27001 and GDPR alignment, and every connection can be checked or disconnected from settings.

07Growth, and why

Connect an inbox tonight.
Know the number by Thursday.

Growth is the plan because a company’s runway needs the bank balances and the Stripe revenue in the same view as the documents — plus automatic payables and receivables, vendor insight and revenue and expense forecasting. Starter is genuinely enough for one person’s own money; it is not enough for a company’s.

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08Questions

Before you connect anything.

From your own history and nothing else: the live balances on every connected account, set against what has genuinely been leaving over recent months, including the recurring costs CashFish has read from your inbox. On this page that is $412,400 against $38,500 a month, which lands at roughly 10.7 months. It is labelled an estimate everywhere it appears, it changes the day your spending changes, and it is never presented as a guarantee.

How long themoney lastsis not a numberyou should guess at.

Four sources of truthis none.

Nothing is typed in.That is the whole trick.

Four numbers,and where each one came from.

The alternative to rememberingis being told.

Finance stopsbeing an eveningactivity.

Your stack stays your stack.It just starts reporting in.

Connect an inbox tonight.Know the number by Thursday.