The math is simple: net cash flow for a period is total inflows minus total outflows, and a projection extends that forward using your recent complete months as the baseline. The hard part was never the formula. It was keeping the inputs current. An interactive calculator is shipping on this page soon; here is the method behind it.

Why it matters

A cash flow spreadsheet is stale the moment you close the file, and a projection built on missed invoices and forgotten subscriptions is worse than no projection at all. Bad inputs make confident-looking wrong answers.

What you get

• 7, 30 and 90-day cash forecasts built from approved transactions

• Hybrid 80/20 forecasting with stored accuracy snapshots

• Receivables aging and payables due dates feed every projection

• Multi-currency kept separate — never merged, never double-counted

• Cash health score and runway alongside every forecast

• Interactive in-page calculator shipping soon

How it works

1. Connect your inboxes, drives, store and financial tools in about 2 minutes each, all OAuth, with 150 days of history imported.

2. AI extracts every inflow and outflow, catches duplicates deterministically and recommends categories so nothing distorts the baseline.

3. You approve the data, and your 7, 30 and 90-day forecasts update from it — with accuracy snapshots stored so you can see how well the model performs.

Stop projecting cash flow from guesses. Start your 4-day free trial — cancel anytime, full refund guarantee.